Morpho markets are direct lending pairs within the Morpho protocol where users supply or borrow against specific collateral. This differs from Morpho vaults because markets give users full control over which collateral and lending pair they enter, rather than relying on a vault curator's allocation strategy.
What Is a Morpho Market?
A Morpho market is a specific lending pair defined by a supply asset and collateral asset. Examples:
Supply USDC, collateralized by WETH
Supply WETH, collateralized by wstETH
Each market has independent rates, utilization, TVL, and risk profile.
How Do You Check Morpho Market Info?
Auto returns supply APY, borrow APY, utilization rate, TVL, and collateral details for any Morpho market:
"Show me Morpho market stats for WETH"
"What's the supply APY and utilization on Morpho USDC markets?"
"Morpho market info for USDC on Ethereum"
How Do You Check Morpho Market Positions?
Auto shows all supply and borrow positions across every Morpho market:
"Show my Morpho market positions"
"Do I have any open Morpho market positions?"
How Do You Supply to a Morpho Market?
Auto executes market supply after displaying current APY, TVL, utilization, and any risk flags — then waits for explicit confirmation:
"Supply 500 USDC to Morpho market on Ethereum"
Auto follows this sequence:
Shows current APY, TVL, and utilization
Notes specific risks (high LTV, elevated utilization)
How Do You Withdraw from a Morpho Market?
Auto withdraws a partial amount or executes a full redeem that exits the entire position:
"Withdraw my USDC from Morpho market"
For a full exit, Auto uses a redeem action — no exact amount needs to be specified.
How Do Morpho Markets Differ from Morpho Vaults?
What Safety Rules Apply to Morpho Markets?
Auto requires confirmation before any supply or withdraw action. Positions with loan-to-value (LTV) above 70% trigger an elevated risk flag. This is the same confirmation flow used for Morpho vaults and Aave transactions.
